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06 / Digital Infrastructure

Build capacity. Strengthen continuity.

Data centers, compute platforms, and connected networks depend on physical infrastructure that has to perform. We help align insurance with valuable equipment, power and cooling dependencies, and the customer commitments that turn technical downtime into financial exposure.

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Global investment in data centers in 2024.
$500B
[1]IEA, Energy and AI (opens in a new tab)
Electricity consumed by data centers worldwide in 2025.
485 TWh
[2]IEA, 2026 update (opens in a new tab)
Projected global data-center electricity consumption in 2030 under the IEA’s central forecast.
950 TWh
[3]IEA, 2026 update (opens in a new tab)

Figures describe industry scale, investment, or exposure. Dollar figures in USD.

An outage creates more than one kind of loss.

One outage can create repair costs, lost revenue, and service credits. These losses do not automatically fall under the same coverage: property, equipment breakdown, cyber, and business interruption policies have different triggers, while contractual obligations need specific review. We map power, cooling, and connectivity dependencies against your customer commitments and recovery timelines, helping shape a program around the financial consequences of downtime.

Illustrative scenario

Expanding an AI data center

A data center operator is adding a new hall for AI computing while existing tenants remain live. High-value servers depend on upgraded power distribution and liquid cooling, with several suppliers involved in commissioning. Tenant availability commitments and equipment financing put the construction-to-operation handoff under close commercial scrutiny.

Insurance priorities

  1. Construction beside operations

    Review construction activity and operational property coverage together, including work on shared utilities, contractor responsibilities, testing, and damage affecting occupied halls.

  2. Critical equipment recovery

    Evaluate insured values and recovery assumptions for servers, switchgear, and cooling equipment, accounting for replacement availability, specialist repairs, and changing hardware configurations.

  3. Uptime and contracts

    Map power, cooling, and network dependencies against interruption coverage and tenant agreements, identifying how service credits and other contractual commitments are treated.

The objective

Coordinate the expansion’s insurance with tenant continuity and equipment commissioning, with a clear view of recovery timelines and financial obligations after an interruption.

THE NEXT MOVE

Put resilience into your next expansion.

Bring us your operating model, growth plans, and critical dependencies. Let’s assess the insurance needs of the infrastructure you’re building.

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