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05 / Robotics & Autonomy

Insurance for machines that move the world.

Your technology connects software, hardware, and the physical world. From industrial robots to autonomous systems, we help structure insurance around how your technology operates, where it is deployed, and who shares responsibility as you move toward commercial scale.

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Industrial robots operating worldwide in 2024.
4.66M
[1]IFR, World Robotics 2025 (opens in a new tab)
Industrial robots newly installed worldwide in 2024.
542,000
[2]IFR, World Robotics 2025 (opens in a new tab)
Transportation and logistics robots sold in 2024, reported by IFR’s service-robot supplier sample.
102,900
[3]IFR, World Robotics 2025 (opens in a new tab)

Figures describe industry scale, investment, or exposure. Dollar figures in USD.

When software acts, the consequences can be physical.

A failure involving connected hardware and software can injure someone, damage property, or disrupt operations. Responsibility may involve the manufacturer, developer, integrator, or operator. We examine product liability, technology errors and omissions, cyber, and property exposures together, alongside deployment conditions and customer contracts, to identify how policies interact and where coverage gaps may arise.

Illustrative scenario

Scaling autonomous warehouse robots

A robotics company is expanding an autonomous warehouse fleet from one pilot location into several customer sites. Its team supplies the robots and software, while local operators manage aisles, workers, and goods. Installation partners, remote updates, and maintenance agreements create different responsibilities at every deployment milestone.

Insurance priorities

  1. Physical and software liability

    Review product liability and technology errors and omissions together, considering collisions, software faults, damaged customer goods, and the roles of integrators and operators.

  2. Sites and acceptance

    Map installation, testing, and customer acceptance requirements to deployment conditions, contractual indemnities, and evidence of training, maintenance, and documented safety responsibilities.

  3. Fleet continuity

    Assess owned and leased equipment, spare units, remote access, and repair dependencies alongside cyber coverage and obligations when robots are unavailable.

The objective

Set a repeatable insurance review for each deployment, accounting for site conditions and shared responsibilities as the installed fleet and customer obligations grow.

THE NEXT MOVE

Plan protection around your next deployment.

Share your system, operating environment, and commercial plans. We’ll help identify insurance priorities as your deployments and customer commitments grow.

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